UPI - What's covered by our Unoccupied Home Insurance

		Cover Details
Cover Available for		Unoccupied Residential Properties
		• Standard Perils (including subsidence) • Fire, Lightning, Explosion and Earthquake • Damage by Aircraft, Storm, Tempest or Flood • Escape of Water, Escape of Oil • Theft or Attempted Theft • Malicious Damage • Impact by Vehicle or Animal • Falling Trees, Telegraph Poles or Lamp-Posts • Falling of Fixed Television Aerials, Satellite Dishes • Property owners Liability £2,000,000
Max Building Sum Insured		£1,000,000 — Higher amounts are offered on referral Please note the importance of entering the correct rebuild sum insured as this will affect any claim payout. If you are under-insured, which means the cost of rebuilding the buildings at the time of loss or damage is more that your sum insured for the buildings, then you will only receive a proportion of the claim payout. For example: if your sum insured only covers one half of the cost of rebuilding the buildings, you will only receive half of the cost of repair or replacement.)
Excess		£1000 subsidence, landslip or heave. All other claims up to £250
Claims		please call our claims helpline on 01603 626904

Unoccupied Property Insurance - Cover details