Unoccupied Property Insurance - Cover details



Cover Details

Underwritten by

Ocaso SA
Approved by the Department of Trade & Industry, Members of the Association of British Insurers and authorised by the Financial Conduct Authority
Cover Available for
Unoccupied Residential Properties
• Standard Perils (including subsidence)
• Fire, Lightning, Explosion and Earthquake
• Damage by Aircraft, Storm, Tempest or Flood
• Escape of Water, Escape of Oil
• Theft or Attempted Theft
• Malicious Damage
• Impact by Vehicle or Animal
• Falling Trees, Telegraph Poles or Lamp-Posts
• Falling of Fixed Television Aerials, Satellite Dishes
• Property owners Liability £2,000,000
Max Building
Sum Insured
£1,000,000 — Higher amounts are offered on referral
Please note the importance of entering the correct rebuild sum insured as this will affect any claim payout. If you are under-insured, which means the cost of rebuilding the buildings at the time of loss or damage is more that your sum insured for the buildings, then you will only receive a proportion of the claim payout. For example: if your sum insured only covers one half of the cost of rebuilding the buildings, you will only receive half of the cost of repair or replacement.)
£1000 subsidence, landslip or heave. All other claims up to £250

please call our claims helpline on 01603 626904

Proposal Form
You can complete our online proposal form here »




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We have an online proposal form to provide you with a quotation.

Confirmation of cover will be sent to you within five working days of us receiving your payment. Please call us on 01603 626904 should you require further assistance.


Insurance Product Information Document

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